Government Schemes · Rajasthan Only

Government subsidy loans for your business.

Interest-free loans, interest subsidy, margin money and collateral-free credit under Rajasthan and central government schemes. We find the scheme that fits you, prepare your file and follow up with the bank and the department.

Schemes we handle
  • Mukhyamantri Yuva Swarozgar Yojana
  • RIPS 2024 & MSME Policy 2024
  • Vishwakarma Yuva Udyami Yojana
  • PMEGP · Mudra · Stand-Up India
  • PM Vishwakarma · Ambedkar Udyam Yojana
Rajasthan Government

State subsidy schemes

राजस्थान सरकार की स्वरोजगार और उद्योग योजनाएं — run by the Department of Industries & Commerce through the District Industries & Commerce Centre (DIC) in your district.

Interest-free

Mukhyamantri Yuva Swarozgar Yojana

मुख्यमंत्री युवा स्वरोजगार योजना

For: Rajasthan youth, 18–45 years, starting a micro enterprise

  • Up to ₹10 lakh (manufacturing) / ₹5 lakh (service & trade) for graduates & ITI
  • Up to ₹7.5 lakh / ₹3.5 lakh for Class 8–12 pass
  • 100% interest paid back by the State
  • Margin money up to ₹50,000 + CGTMSE fee reimbursed
Up to 8% interest subsidy

Vishwakarma Yuva Udyami Protsahan Yojana

विश्वकर्मा युवा उद्यमी प्रोत्साहन योजना

For: Youth aged 18–45 — new, expanding or modernising micro & small units

  • Loans up to ₹2 crore
  • Interest subsidy 8% (up to ₹1 crore), 7% (₹1–2 crore)
  • Margin money 25% of loan, up to ₹5 lakh
6% + 2% interest subvention

RIPS 2024 + MSME Policy 2024

राजस्थान निवेश प्रोत्साहन योजना 2024

For: Udyam-registered MSMEs — new units, expansion, diversification (till 31 March 2029)

  • 6% interest subvention on plant & machinery loans up to ₹5 crore, for 7 years
  • Extra 2% for women, SC/ST, ODOP units and entrepreneurs aged 18–45
  • 100% CGTMSE fee reimbursed for 7 years
  • SGST reimbursement, electricity duty and stamp duty benefits
25% margin money

Dr. Bhimrao Ambedkar Dalit Adivasi Udyam Protsahan Yojana

डॉ. भीमराव अम्बेडकर दलित आदिवासी उद्यम प्रोत्साहन योजना

For: SC/ST entrepreneurs, or firms with at least 51% SC/ST ownership

  • 25% margin money, up to ₹25 lakh
  • Interest subsidy 9% (up to ₹25 lakh), 7% (up to ₹5 crore), 6% (up to ₹10 crore)
  • Manufacturing, service and trading units
Central Government

Central schemes available in Rajasthan

केंद्र सरकार की योजनाएं — for businesses located in Rajasthan, through our partner banks.

15–35% subsidy

PMEGP

प्रधानमंत्री रोजगार सृजन कार्यक्रम

For: New units — anyone 18+; Class 8 pass for larger projects

  • Project cost up to ₹50 lakh (manufacturing) / ₹20 lakh (service)
  • Subsidy 15% urban / 25% rural; 25% / 35% for SC, ST, OBC, women, minorities, ex-servicemen, PwD
Collateral-free

PM Mudra Yojana

प्रधानमंत्री मुद्रा योजना

For: Non-farm micro businesses — shops, traders, service providers

  • Shishu up to ₹50,000 · Kishore up to ₹5 lakh · Tarun up to ₹10 lakh
  • Tarun Plus up to ₹20 lakh after repaying a Tarun loan
₹10 lakh – ₹1 crore

Stand-Up India

स्टैंड-अप इंडिया

For: SC/ST and women entrepreneurs — first (greenfield) enterprise

  • Composite loan (term loan + working capital) of ₹10 lakh to ₹1 crore
  • Manufacturing, services, trading and agri-allied activities
5% interest

PM Vishwakarma

पीएम विश्वकर्मा योजना

For: Traditional artisans & craftspeople in the 18 listed trades

  • ₹1 lakh first tranche, ₹2 lakh second tranche
  • Concessional 5% interest, collateral-free
How It Works

From first call to subsidy credit.

1

Eligibility

We match your age, education, category, business and project size to the right scheme.

2

Project report

We help prepare the project report and organise KYC, quotations and other papers.

3

Apply & sanction

Online application on the scheme portal, then the file goes to a partner bank for sanction.

4

Subsidy follow-up

We follow up with the department until the subsidy or interest reimbursement is released.

Who Can Apply

Basic eligibility

Each scheme has its own rules. These apply to most of them.

  • LocationBusiness set up in Rajasthan
  • Age18+ (many state schemes: 18–45)
  • CreditNot a defaulter of any bank
  • BusinessManufacturing, service or trade
  • ProjectViable project report
What You'll Need

Documents usually required

Exact list depends on the scheme and the bank.

Personal

  • Aadhaar
  • Jan Aadhaar
  • PAN
  • Photo
  • Domicile certificate
  • Education certificate
  • Caste certificate (if applicable)

Business

  • Project report
  • Machinery quotations
  • Premises rent / ownership proof
  • Udyam registration
  • Bank statement
Frequently Asked

Subsidy loan questions, answered.

Which subsidy loans can I apply for through SABloan?

In Rajasthan we help with Mukhyamantri Yuva Swarozgar Yojana, Vishwakarma Yuva Udyami Protsahan Yojana, RIPS 2024 and the MSME Policy 2024 additional interest subsidy, the Dr. Bhimrao Ambedkar Dalit Adivasi Udyam Protsahan Yojana, and the central schemes PMEGP, PM Mudra Yojana, Stand-Up India and PM Vishwakarma.

Do you offer subsidy loans outside Rajasthan?

No. Our subsidy loan service is for businesses located in Rajasthan only. In Gujarat, Madhya Pradesh and Maharashtra we offer regular car, home, personal, business and property loans.

Who approves the subsidy?

The bank sanctions the loan, and the government department or nodal agency (such as the District Industries & Commerce Centre or KVIC) approves and releases the subsidy. SABloan helps with eligibility, documents, the project report and follow-up, but cannot promise approval of the loan or the subsidy.

Can I combine RIPS 2024 with other schemes?

The MSME Policy 2024 additional interest subsidy is given on top of the RIPS 2024 interest subvention for eligible units. Whether other schemes can be combined depends on each scheme's rules; we check this for your project before you apply.

SABloan is a brand of ABFin Advisory Private Limited, acting as a Direct Selling Agent (DSA) for its partner banks and NBFCs; it is not a lender. Loans are sanctioned at the sole discretion of the lender. Subsidy, interest reimbursement and margin money are approved and released by the respective government department or nodal agency as per the scheme guidelines in force; SABloan does not approve or release any subsidy. Scheme limits shown are summaries of published guidelines and may change — the official notification prevails.

Not sure which scheme fits you?

Tell us your age, education and business idea on WhatsApp — we'll tell you which schemes you can apply for.